Now Onboarding Grey Market Niches
Payment Processing For Grey Niches
Use Stripe Checkout without getting banned.
Apple Pay, Google Pay from day one.
VISA
4242 •••• •••• 8817
07/29 312
Card acquirer
High-risk acquirer
Peptide-approved
Open banking
Bank transfer
Stablecoin rail
Specialist PSP
- Free readiness review
- Go live in as little as 3 days
- No obligation
Trusted by brands doing
£10K to £250K+ per month
What underwriters check
- Crypto & DeFi
- Peptides
- Pesticides
- Sports Betting
- CBD & Hemp
- SARMs
- Supplements
- Nutraceuticals
- Crypto & DeFi
- Pesticides
- Online Gambling
- CBD & Hemp
- Sports Betting
- Crypto & DeFi
- SARMs
- Online Gambling
- Peptides
- Card acceptance
- Apple Pay
- Google Pay
- Open banking
- Bank transfer
- Stablecoins
- 3-D Secure
- Chargeback alerts
- Recurring billing
- Multi-currency
5.0
★★★★★
Rated by 50+ grey niche brands
Trusted across the high-risk space
Step 1 · Apply
Get your free review.
It only takes a minute
“We’ll never ask you to hide what you sell. If an acquirer won’t take you as you are, we’ll tell you — not disguise you.”
The Proplus promise
How we work with every brand
How it works
What is payment cloaking?
Your customer sees a normal checkout. Payments run through a merchant category banks accept, so your brand keeps processing without flags or freezes.
- Your real name on every statement.
1
Customer checks out
On your own store, under your real business name
2
Payment is authorised
By an acquirer that knows exactly what you sell
3
Risk is monitored
Chargebacks, refunds and disputes tracked for you
4
Funds settle to you
To your business account, with nothing to unravel
Result: declared correctly, account stays live
What you get
Built for grey market brands.
Processor matching
Apply once, to acquirers that already underwrite peptides.
- Peptide-approved
- Declared MCC
Free
Readiness review
Line-by-line store review. No obligation.
Compliance templates
Wording that underwriters expect to see.
- RUO
- Refunds
- T&Cs
- COA
- +4 more
Apple Pay & Google Pay
One-tap wallet checkout where your acquirer supports it.
Cards & alternative rails
Major cards plus the rails your customers already trust.
Open banking
Bank transfer
Stablecoins
Why brands choose Proplus
Proplus
Cloaking services
Mainstream processors
Merchant category
Declared correctly
Disguised
Declared
Accepts peptides
Yes, knowingly
Until it’s found
Restricted
Account stability
Built to last
Frozen when found
Closed on review
Funds at risk
Low
Held or seized
Held on closure
Support
Named contact
Ticket queue
Ticket queue
Questions brands ask
Is this payment cloaking?
No. Cloaking means disguising what you sell so a processor approves you by mistake. We do the opposite: every application declares your business and products exactly as they are, to acquirers that knowingly accept them. That’s what keeps an account open long term.
Which payment providers accept peptide brands?
A small number of acquirers and high-risk processors underwrite research peptides, each with different requirements, markets and pricing. After your free readiness review we recommend the best fit for your business.
How long does approval take?
It depends on the acquirer and how ready your store is. Once we’ve reviewed your business we’ll give you a realistic timeline — and the readiness work up front is what shortens it.
What does it cost?
The readiness review is free. Processing rates are set by the acquirer and depend on your volume, markets and history; we’ll show you the full picture before you commit to anything.
Do you work with brands outside the UK?
Yes. Tell us where you’re registered and where your customers are, and we’ll match you with providers that cover those markets.
My account was frozen by another processor. Can you help?
Often, yes. We’ll look at why it happened, fix the underlying issues and present your business honestly to a provider that is comfortable with it. Be upfront with us about the history — acquirers will see it anyway.
Limited Onboarding
Ready to start cloaking?
Fill out the form and we will get back to you.
Live in 3 days · 98% approval